We work in the categories most ISOs walk away from. Nutra. Peptides. Telehealth. Digital goods. The verticals card networks call "high-risk" and your last processor called "not a fit." If your business is real, you have revenue, and your website can survive underwriting, we can usually find a bank that says yes.
Three things that separate Ainsworth from the processor that just terminated you. Not adjectives. Specifics.
Multiple sponsor banks in our network, each with different appetites. Decades of underwriting relationships. When other ISOs send the same application to one bank and call it a day, we route it to the bank most likely to say yes. If you've been declined elsewhere, that's often a routing problem, not a fitness problem. And when it is a fitness problem, our compliance pre-flight tool gives your site a health check against the actual issues banks flag, so you can fix them before underwriting ever sees the application.
See the compliance pre-flightFill out one canonical application that works across every bank we partner with. Track your status in your own merchant dashboard. Get a clean checklist of what's missing. E-sign in the portal. No PDF chains in your inbox. No calling for updates.
Our sister platform QuickRefund intercepts disputes before they become chargebacks. Your VAMP ratio stays clean. Your bank raises your limits over time. Your account stays open while others get terminated. The math compounds across the relationship.
Most high-risk applications die on the merchant's website, not on the merchant. Disease claims that should be structure-function claims. Missing disclaimers. Inventory you didn't realize was a problem. The underwriter sees it, the deal stalls or declines, and most of the time you never get told what to fix.
When you're in our portal, you get the same compliance pre-flight tool your agent has. Built on 193 real FDA warning letters. Each finding shows you the FDA quote and tells you exactly what to change. Run it as many times as you want. The cleaner you ship, the faster you approve, the more capacity the bank gives you.
Form below. Five minutes if you have your basics ready: legal name, processing volume, what you sell, which processor terminated you (if any).
Mark or Jeff personally reads your application. We check fit against our current bank appetites, flag anything on your website that will trip underwriting, and tell you straight whether we can place you.
If we can place you, we send a portal login. Upload documents through a real interface. Sign your MPA in the portal. No PDF emails.
We submit clean. You watch the status move in the portal. Most clean applications complete in days, not weeks.
Mark or Jeff reads every direct application personally. Expect a response within one business day. If we can't place you, we will tell you that and tell you what specifically would change the answer.